How to create a UBA account in Nigeria: The Best Guide

Opening a UBA account in Nigeria has never been easier or more accessible! Whether you’re looking to create a UBA account in Nigeria for free or prefer a specific method, UBA offers flexible options to suit your needs.

You can conveniently create a UBA account online, or if you’re on the go, use the USSD option to create a UBA account offline using USSD, all without needing to go to the bank.

This guide walks you through each method step-by-step, ensuring you can start enjoying UBA’s seamless and secure banking services in no time.

What is a UBA Account, and Why Should You Create One?

A UBA account is a financial account offered by United Bank for Africa (UBA), one of the leading banks in Africa, providing a wide range of banking and financial services. With a UBA account, individuals and businesses can enjoy secure transactions, efficient money management, and access to innovative banking solutions across multiple platforms, including mobile banking, internet banking, and ATMs.

Why Should You Create a UBA Account?

1. Convenience and Accessibility:
   UBA provides various channels to open and manage accounts, such as online platforms, USSD codes, and branch services, ensuring you can bank wherever you are.
2. Comprehensive Account Options:
   Whether you need a savings account, current account, or domiciliary account for foreign transactions, UBA offers tailored solutions for different financial needs.
3. Seamless Transactions:
   With a UBA account, you can transfer money, pay bills, and make purchases securely and quickly using their user-friendly platforms.
4. Innovative Features:
   Enjoy services like biometric login, USSD banking, and the UBA mobile app, designed to make your banking experience more efficient.
5. Financial Inclusion:
   UBA’s easy account opening process, including options to create accounts without needing to go to the bank, promotes financial inclusion for everyone.

Creating a UBA account not only opens up opportunities for efficient financial management but also provides access to one of Africa’s most trusted and innovative banking institutions.

How to Create a UBA Account Offline Using USSD

Creating a UBA account is simple and can be done offline using your mobile phone with no internet connection required. Follow these steps:

1. Dial the UBA USSD Code:
   On your mobile phone, dial *919#, which is UBA’s USSD banking code.
2. Select the Option to Open an Account:
   From the displayed menu, choose the option for “Open an Account.”
3. Provide Your Details:
   Enter the required details such as your full name, date of birth, and preferred account type.
4. Link Your BVN (Bank Verification Number):
   Input your BVN to link it to your new UBA account. If you don’t have a BVN, visit the nearest bank to register.
5. Create a PIN:
   Choose a 4-digit PIN that will be used for transactions and account security.
6. Receive Your Account Number:
   Once the process is complete, your new UBA account number will be sent to you via SMS.

Requirements to create a UBA account in Nigeria

Here’s a well-organized tabular format for the requirements to create a UBA account:

How to Create a UBA Account using the UBA Mobile APP

Here is a simplified way to Open a UBA account using UBA mobile application easily, Follow the steps below to get started:

1. Download the UBA Mobile App
2. Launch the App, On the home screen, select the option “Open an Account.
3. Pick the type of account you wish to create (Savings, Current, or any other account type).
4. Enter your BVN and Date of Birth and Continue.
5. Enter your personal details.
6. Upload Required Documents
   • Provide a recent passport photograph and a valid form of identification (e.g., NIN, International Passport, Driver’s License, or Voter’s Card).
7. Verify Your Identity
   • The app may require you to verify your identity through an OTP (One-Time Password) sent to your registered phone number or email address.
8. Submit Your Application
   • Review the details you’ve entered and click “Submit.”
9. Receive Your Account Number
   • Once your application is processed, your new UBA account number will be displayed on the app and sent to you via SMS or email.

How to Create a UBA Account Without BVN

If you don’t have a Bank Verification Number (BVN), you can still open a UBA account with limited features. Here’s how:

1. Use the UBA USSD Code

• Dial *919# on your mobile phone.
• Select the option to open an account.
• Follow the prompts and provide the requested details such as your name, date of birth, and phone number.
• Once completed, your account number will be sent to you via SMS.

2. Use the UBA Mobile App

• Open the mobile application
• Pick the type of account you wish to create (Savings, Current, or any other account type).
• Enter your Phone Number and Date of Birth and Continue.
• Enter your personal details.
• verify your ID.
• Receive your Account Number.

Note: the Account will have Limited transactions compared to accounts with BVN. just in case you cant find your BVN read my comprehensive guide on how to check your UBA BVN without stress.

How to Create a UBA Account Using Internet Banking

FAQs on How to Create a UBA Account

Final Thought

Creating a UBA account is a seamless process, whether you choose to do it online, offline, or through the UBA Mobile App. With options like using USSD, internet banking, or visiting a branch, UBA ensures banking services are accessible to everyone. Whether you want to create a UBA account in Nigeria for free, open an account online, or offline using USSD without needing to visit the bank, UBA has you covered.

By opening a UBA account, you gain access to secure, reliable, and innovative banking services designed to meet your financial needs. Start your journey today and enjoy the convenience of banking with one of Africa’s leading financial institutions.