How to make money on Opay referral [5 Best Steps]
Make money from Opay referral program, welcome I will be sharing with an interesting way you can make money online with the Opay application. The Opay referral program is one of the easiest ways to make up to 20k cool cash in Nigeria with ease.
In this article, we will explore Opay, its features, benefits, account registration process, and the highly rewarding Opay referral program. By following the step-by-step guide, you can leverage the Opay referral program to earn extra income.
What is Opay application and How it Works
Opay is a digital service bank with services such as money transfer, mobile recharge, bill payment, and more, Opay has become a go-to platform in Nigeria, Egypt, Kenya, and South Africa.
Opay’s payment system functions via a mobile application that can be downloaded from the Google Play Store or Apple App Store. To initiate the usage of Opay, individuals are required to register, verify their identity, and establish a connection between their bank account or debit card and the platform.
How to Make Money on Opay
First before you can be able to make money on Opay referral program just like the Palmpay Referral Program also, you need to have an account if you already have one, then you can skip this part.

Opay Account Registration Requirements: To create an Opay account,
- Provide your name,
- phone number,
- email address, and
- create a password.
- Verification requires entering a code sent to your phone number.
- Upgrading the account may necessitate additional verification, such as a Bank Verification Number (BVN) and an ID card.
How to Transfer Money from UBA to Opay: Best Guide
How to Create an Opay Account:
Follow these steps to open an Opay account using your phone:
- Download the Opay App: Get the Opay app from the Google Play Store or Apple App Store.
- Provide Personal Information: Fill in your name, phone number, email address, and create a password in the registration form. Use 8064298689 as the referral code and ensure accurate information for account verification.
- Verify Your Account: Receive a verification code via SMS and enter it in the provided field. Request a resend if necessary.
- Set Up Your Opay Wallet: Create a six-digit PIN to authorize transactions on the platform. Choose a strong PIN that is easy to remember.
How Much Can You Earn from Opay Referral?
The Opay referral reward varies based on:
- The number of people you invite.
- The level of their transactions.
- The promotional offers active at the time.
Generally, Opay offers ₦800 – ₦1,500 per referral, depending on ongoing promotions. Always check the Opay app or website for the latest referral bonuses.
About the Opay Referral Program
The Opay referral program is a feature offered to Opay users to earn cash backs which can be used to pay bills, buy airtime, data bundles or even to real cash. In the Opay referral program, you earn up to 800 naira for every friend that joins Opay using your referral code.

Check This: How to Make Money on Palmpay
Tips to Make Money Online with Opay referral program
Step 1: Sign up for Opay
Step 2: Get Your Opay Referral Code
Open the Opay App and go to the “Me” section.
Click on “Refer & Earn.”
Copy your unique referral link or code.
Note: You must share this referral code for you to earn rewards when people sign up.
Step 3: Invite Friends to Opay
✅ Share your referral link via WhatsApp, Facebook, Instagram, and Twitter.
✅ Tell your friends to download the Opay app and sign up using your referral code.
✅ Encourage them to complete transactions, such as funding their wallets or making payments.
Step 4: Earn Rewards on Successful Referrals
Step 5: Withdraw your earnings
How to Withdraw Opay Referral Earnings
Once you have earned money through referrals, you can withdraw it directly to your bank account:
- Open the Opay App and go to “Balance.”
- Tap on “Withdraw” and select “Bank Transfer.”
- Enter your bank details and the amount you want to withdraw.
- Confirm the transaction and receive your money instantly.
Frequently Asked Questions – Opay referral program
How to get my Opay referral code
You can get your Opay referral code, when you login to your opay account tap on reward and you will see the refer and earn banner click on it you will see your referral code there.
What is my Opay referral code?
Your own Opay referral code is your Opay account number which is also your phone number with the first index 0 number in front. example mine is 8064298689
What is Opay Invitation code 2025?
The Opay invitation code 2025 to claim your welcome bonus is 8064298689.

How to earn money online by referral?
In a simplified way this is how to earn money with Opay by referral;
- Ask your friend to download the Opay application from playstore.
- Register and fill in every necessary information,
- Ask them to put in the invitation code which is 8064298689(put yours).
- Then they will need to fund their account after creation with at least 1000 naira.
- You will be rewarded with 800 cashback while your friend is also rewarded 1200 on completion of his/her tasks.
Conclusion – Make Money Online with Opay referral program
It is very easy to make money on Opay referral program, all you need to do is share your invitation code, ask the user to download and register an Opay account and fund the Opay account with atleast 1000 Naira and you are good to go.
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